Rates

Home Rates
  • Printer Friendly
  • Send to a Friend
  • Resize Small
  • Resize Medium
  • Resize Large

Rates for Deposit Accounts, Retirement Accounts and CDs

All rates effective as of 10/02/2026

Time Certificate of Deposit Rates

*** 7 MONTH SPECIAL**** Term: 7 months-$1,000 minimum opening deposit Interest Rate- 3.96%; APY*- 4.00%

***13 MONTH SPECIAL*** Term: 13 months- $1,000 minimum opening deposit Interest Rate- 4.20%; APY*- 4.25%

  • Term: 91 days- $1,000 minimum opening deposit.     Interest Rate- 2.72%; APY*- 2.75%
  • Term: 182 days- $1,000 minimum opening deposit.   Interest Rate- 3.12%; APY*- 3.14%
  • Term: 12 months- $100 minimum opening deposit.   Interest Rate-  3.17%; APY*- 3.20%
  • Term: 18 months- $1,000 minimum opening deposit. Interest Rate- 3.23%; APY*- 3.25%
  • Term: 30 months- $1,000 minimum opening deposit. Interest Rate- 3.47%; APY*- 3.50%
  • Term: 48 months- $1,000 minimum opening deposit. Interest Rate- 3.67%; APY*  -3.70%
  • Term: 60 months- $1,000 minimum opening deposit. Interest Rate- 3.77%; APY*- 3.80%
  • Term: 72 months- $1,000 minimum opening deposit. Interest Rate- 3.96%; APY*- 4.00%

* APY = Annual Percentage Yield. Subject to penalty for early withdrawal. Interest rates subject to change

 

Individual Retirement Accounts

Interest Rate: 0.20%

APY*- 0.20%

* APY = Annual Percentage Yield. Subject to penalty for early withdrawal. Interest rates subject to change.

 

Super NOW Checking Account Rates **

  • Average daily balance: $0.00-$2,499.99; interest rate- 0.01%; APY*- 0.01%
  • Average daily balance: $2,500.00-$9,999.99; interest rate- 0.01%; APY*- 0.01%
  • Average daily balance: $10,000 or greater; interest rate- 0.01%; APY*- 0.01%

* APY = Annual Percentage Yield.

**Fees could reduce earnings. Interest rates subject to change. Minimum balance to open is $1,000. 

 

Super NOW Non-Profit Account Rate

Interest Rate: 0.05%

APY*- 0.05%

* APY = Annual Percentage Yield. Interest rates subject to change. Must be a qualified 501(c)3 organization.

 

Variable Savings Account Rates

Interest Rate: 0.10%

APY*- 0.10%

* APY = Annual Percentage Yield. Interest rates subject to change.

 

Insured Money Market Savings Account**

Interest Rate: 0.25%

APY*- 0.25%

* APY = Annual Percentage Yield. Interest rates subject to change

**Minimum balance to open account is $5,000.00 and minimum average daily balance of $5,000.00 is required to obtain the disclosed annual percentage yield. Contact Fairfax State Savings Bank at 319-846-2300 for more information.

 

Loan Rates

Please see a Lender or call 319-846-2300 for more information.

 

CD Rates Effective: 10/02/2026; Super NOW Rates Effective: 10/02/2026;  IRA Rate Effective: 10/02/2026;  Money Market Rate Effective: 10/02/2026; Savings Rate Effective: 10/02/2026